This illustration photograph shows a hand holding a smartphone showing the Digital Ruble logotype in front of a screen displaying the Digital Ruble logotype, pictured in Moscow on August 31, 2026. A law will take effect on September 1, 2026 spurring the widespread adoption of the digital ruble. Digital rubles will be stored in special accounts for individuals and organisations, which can be opened on the Bank of Russia platform. Access to digital ruble accounts will be possible through familiar remote channels: bank mobile apps and online banking. (Photo by Igor IVANKO / AFP via Getty Images)